Privacy Policy

Introduction

At New Start Advantage LLC, a Wyoming limited liability company doing business as NewStartAdvantage.net (“Company,” “we,” “our,” or “us”), protecting your privacy is part of our commitment to being a responsible, transparent, and trusted lending partner.

This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website, https://newstartadvantage.com (the “Website”), or interact with us through any other channel, including SMS.

By using our Website or services, you consent to the practices described in this Privacy Policy. If you do not agree with these terms, please do not use the Website or submit your information.

Personal Information We Collect

We may collect the following categories of personal information from you, either directly or automatically:

Identifiers

Name, email address, phone number, mailing address, date of birth, IP address, device ID, and social media handles.

Protected Classifications

Information such as age, gender identity, marital status, disability, military or veteran status.

Internet or Network Activity

Browsing history, device and browser type, time spent on our Website, referring pages, and usage data collected via cookies or tracking pixels.

Geolocation Data

Approximate or precise location information (if enabled).

Commercial Information

Details about financial products or services you’ve viewed or applied for, and your interaction history with us.

Professional or Educational Data

Employment details, income, school enrollment, certifications, or job title.

Sensitive Personal Information

Social Security numbers, banking info, and geolocation data used only as necessary for application or verification.

How We Collect Information

We collect personal data in three ways:

  • Directly from you when you complete a form, apply for a loan, or communicate with us
  • Automatically through your browser or device using cookies, beacons, or analytics tools
  • From service providers that help us verify identity, enhance security, or provide support services

How We Use Your Information

Purpose
Categories of Data Used
To Provide Our Service
All categories
To process applications
Identifiers, Commercial, Sensitive Info
To communicate with you
Identifiers, Internet Activity, Contact Info
For marketing and personalization
Identifiers, Network Activity (opt-out available)
To comply with legal obligations
All categories
For fraud prevention and security
All categories
For analytics and product improvement
Aggregated or anonymized data
Purpose
To provide and improve our services
To process applications
To communicate with you
For marketing and personalization
To comply with legal obligations
For fraud prevention and security
For analytics and product improvement
Categories of Data Used
All categories
Identifiers, Commercial, Sensitive Info
Identifiers, Internet Activity, Contact Info
Identifiers, Network Activity (opt-out available)
All categories
All categories
All categories
Aggregated or anonymized data

Communication & SMS Consent

By submitting your contact information through our Website, you consent to receive communications from New Start Advantage LLC, including SMS/text messages related to:
  • Loan applications
  • Account updates
  • Appointment reminders
  • Marketing and promotional offers (optional)

SMS Terms:

  • Message frequency varies.
  • Message and data rates may apply.
  • To opt out of SMS, reply STOP at any time. To get help, reply HELP.
  • SMS consent is collected via a checkbox that is never pre-selected to ensure documented, affirmative consent.
We do not sell, rent, or share your SMS consent or mobile number with third parties for their marketing purposes.

Sharing of Personal Information

We do not sell your personal information.
We may share it only with:
  • Authorized service providers (e.g., email services, payment processors)
  • Analytics and advertising partners (for Website performance, not direct marketing)
  • Regulators or legal authorities, as required by law

Data Storage & Transfers

Your data may be stored or processed in locations outside of your state of residence. We use commercially reasonable security practices to protect your information in compliance with applicable laws.

Data Retention & Security

We retain personal information only as long as needed to provide services and comply with legal requirements. While we implement strong technical and organizational safeguards, no system can guarantee complete data security.

Your State Privacy Rights

Residents of California, Colorado, Connecticut, Nevada, and Virginia may exercise rights including:
Right
Description
Right to Know
Request the categories and specific pieces of personal data we collect
Right to Delete
Request deletion of certain information we’ve collected
Right to Correct
Request correction of inaccurate information
Right to Opt-Out
Identifiers, Network Activity (opt-out available)
To comply with legal obligations
Opt out of the sale or sharing of personal information
Right to Appeal
Appeal a denial of any of the above requests
Right
Right to Know
Right to Delete
Right to Correct
Right to Opt-Out
Right to Appeal

Description

Request the categories and specific pieces of personal data we collect
Request deletion of certain information we’ve collected

Request correction of inaccurate information

Opt out of the sale or sharing of personal information

Appeal a denial of any of the above requests

To exercise your privacy rights, contact us at: [email protected]

Credit & Loan Disclosures

When checking your loan options:
  • We may conduct a soft credit inquiry, which does not affect your credit score
  • If you accept an offer and proceed, we may conduct a hard inquiry, which may impact your score
Loan approval, rates, and terms are based on creditworthiness and applicable law. Typical APR ranges from 6.99% to 35.99%, with loan amounts between $1,000 and $50,000, and terms of 3 or 5 years. No prepayment penalties.
New Start Advantage LLC is a licensed lender in the state of Utah. Loans are available only to Utah residents and are subject to approval.

Children’s Privacy

Our Website and services are not intended for users under 18. We do not knowingly collect or solicit personal information from minors.

External Links

This Website may link to third-party websites. We are not responsible for their privacy practices or content. Please review their policies before providing any personal information.

Policy Updates

We may revise this Privacy Policy periodically. The updated date will always be noted at the top of this page. Continued use of our Website constitutes your acceptance of any updates.

Contact Us

New Start Advantage LLC

1309 Coffeen Ave Ste 1200

Sheridan, WY 82801

[email protected]

To stop receiving text messages, reply STOP at any time. For help, reply HELP.

Get the funds you need quickly and securely with flexible terms and competitive rates. Whether for personal or business needs.

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